Analysis on innovation mechanism of blockchain enabled supply chain finance model
区块链赋能供应链金融模式创新机制分析

摘要

随着新经济形势的到来，中小微企业得到了前所未有的发展，但以往供应链融资模式中存在的问题也逐渐显现，主要体现在企业授信无法实现跨层级、融资成本过高，使得众多小微企业的融资需求难以得到满足。区块链技术是一种融合分布式数据存储、点对点传输、共识机制、加密算法等计算机技术的新型应用模式。应用区块链赋能供应链金融模式，可以对传统供应链金融模式实现突破性创新，为企业创造更多的发展条件。本文分析了供应链金融模式及区块链技术现存的问题，分析了供应链金融模式的创新机制，并从供应链金融模式架构和运营主体的角度提出了区块链赋能供应链金融模式的创新机制策略，以期为供应链金融模式的创新发展提供参考。

Abstract

With the arrival of the new economic situation, micro, small and medium enterprises got unprecedented development, but in the past the problems existing in the supply chain financing mode also gradually emerged, mainly reflected in the enterprise credit cannot be achieved across the level, the high cost of financing, which makes the financing needs of many small enterprises difficult to satisfy. Blockchain technology is a new application mode that includes distributed data storage, point-to-point transmission, consensus mechanism, encryption algorithm and other computer technologies. The application of blockchain enabled supply chain finance model can achieve breakthrough innovation on the traditional supply chain finance model and create more development conditions for enterprises. This paper analyzes the existing problems of supply chain finance model and blockchain technology, analyzes the innovation mechanism of supply chain finance model, and proposes the innovation mechanism strategy of supply chain finance model enabled by blockchain from the perspective of supply chain finance model architecture and operating subjects, so as to provide a reference for the innovation and development of supply chain finance model.