Research on the mechanism and path of the "medical insurance finance" service model to promote rural revitalization under the background of common prosper
共同富裕背景下“医保+金融”服务模式助力乡村振兴的机制及路径研究

摘要

本文探讨了“医保+金融”模式在乡村振兴中的作用及实施路径。研究表明，该模式通过资金引导、风险保障等机制，缓解了农村医疗资源不足和资金短缺的问题，提升了农民健康与经济水平。结合案例分析，提出了优化路径，包括加强政策支持、推动数字化创新和开展区域试点，强调因地制宜和跨部门协作。研究表明，该模式对缩小城乡差距、推动乡村振兴具有重要意义。

Abstract

This paper explores the role and implementation path of the "medical insurance finance" model in rural revitalization. The research shows that this model, mechanisms such as capital guidance and risk protection, alleviates the problems of insufficient rural medical resources and lack of funds, and improves the health and economic level of farmers Combined with case analysis, this paper proposes optimization paths, including strengthening policy support, promoting digital innovation, and carrying out regional pilot projects, emphasizing the need to adapt to conditions and cross-sectoral collaboration. The research shows that this model is of great significance for narrowing the urban-rural gap and promoting rural revitalization.